Types of Accounts
Consumer/Business Accounts
- An option of a free debit card with all checking accounts and that can be used at either of our ATMs without a surcharge.
eAccount
- No deposit required to open account
- Debit card required
- No debit card service fee
- No monthly service charge
- Bill Pay is free
- eStatement Required
- No per-check charge
- No minimum daily balance required
Ideal Checking
- No deposit required to open account
- Debit card available
- No debit card service fee
- No monthly service charge
- Bill Pay $4.95
- eStatement available
- No per-check charge
- No minimum daily balance required
- $2.00 Paper Statement Fee (not applicable for non-profits, trusts, and government agencies)
Classic Checking
- $300 deposit required to open account
- Images of checks received in monthly statement
- Debit card available
- No debit card service fee
- Bill Pay $4.95
- eStatement available
- $300 minimum daily balance to avoid $3 monthly service charge
- $5.00 monthly handling fee for images of checks
Ideal Interest (NOW) Checking
- $600 deposit required to open account
- Debit card available
- No debit card service fee
- $600 minimum daily balance or an average daily balance of $1,000 to avoid $8 monthly service charge
- Bill Pay $4.95
- eStatement available
- No per-check charge
- Interest credited to account monthly
- $2.00 Paper Statement Fee (not applicable for non-profits, trusts, and government agencies)
Classic Interest (NOW) Checking
- $600 deposit required to open account
- Images of checks received in monthly statement
- Debit card available
- No debit card service fee
- $600 minimum daily balance or average daily balance of $1,000 to avoid $8 monthly service charge
- Bill Pay $4.95
- eStatement available
- $5.00 monthly handling fee for images of checks
- Interest credited to account monthly
Statement Savings
- $50 deposit required to open account
- $50 minimum daily balance to avoid $6 quarterly service charge
- eStatement available
- Interest credited to account quarterly
Money Market Savings
- $2,500 deposit required to open account
- $1,000 minimum daily balance to avoid $3 monthly service charge
- eStatement available
- Interest credited to account monthly
The account information on this page is limited. Contact us for full disclosure information.
