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Personal Accounts

At Grand Timber Bank, we understand that your personal financial journey is unique.
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Choose Your Account

Choosing the right personal account is an important step towards managing your finances effectively. At Grand Timber Bank, we offer a variety of checking and savings accounts, along with convenient debit card services, all designed with your needs in mind.

Whether you’re looking for a simple, no-frills checking account, an interest-earning option, or a way to save for your future, we have a solution for you.

Plus, with every checking account, you’ll receive the option of a free debit card that can be used surcharge-free at any of our ATMs. Explore our account options below to find the one that best fits your lifestyle.

(Please note: The following information is intended as a general overview. For complete details, including current interest rates and any applicable terms and conditions, please contact us or visit us.)
Account Feature
Open Account Deposit
Debit Card
Debit Card Service Fee
Monthly Service Charge
Bill Pay
eStatement
Paper Statement Fee
Per-Check Charge
Minimum Daily Balance
Check Images
Interest
eAccount
No deposit required
Required
No Fee
No charge
Free
Required
N/A
No charge
No minimum required
N/A
Not Applicable
Ideal Checking
No deposit required
Required
No Fee
No charge
$4.95
Available
$2.00
(some exceptions apply)
No charge
No minimum required
N/A
Not Applicable
Classic Checking
$300
Required
No Fee
$3
(waived with $300 min. daily balance)
$4.95
Available
N/A
No charge
$300
to avoid monthly service charge
$5.00
monthly handling fee for images
Not Applicable
Interest (NOW) Checking
$600
Required
No Fee
$8
(waived with $600 min. daily or $1,000 avg.)
$4.95
Available
$2.00
(some exceptions apply)
No charge
$600
to avoid monthly service charge
N/A
Included in statement
Classic Interest (NOW) Checking
$600
Required
No Fee
$8
(waived with $600 min. daily or $1,000 avg.)
$4.95
Available
N/A
No charge
$600
to avoid monthly service charge
Included in statement
Credited monthly
Statement Savings
$50
N/A
N/A
$6 quarterly
(waived with $50 min. daily)
N/A
Available
N/A
N/A
$50
to avoid quarterly service charge
N/A
Credited quarterly
Money Market Savings
$2,500
N/A
N/A
$3
(waived with $1,000 min. daily)
N/A
Available
N/A
N/A
$1,000
to avoid monthly service charge
N/A
Credited monthly

Ready to Get Started?

Stop by our McGregor location or contact us today to learn more about our personal account options and find the perfect fit for your financial needs. Our friendly team is here to help!

Contact Daniel Dinneen, or Sarah Anderson, our main customer service representatives, to get started today.

Daniel Dinneen

Customer Service Representative

Sarah Anderson

Customer Service Representative

Contact Us

Phone: (218) 768-2410
Fax: (218) 768-2508
Email: info@grandtimberbank.com

Location

McGregor, MN 55760

Lobby Hours

Mon:8:30 AM–4:30 PM
Tue:8:30 AM–4:30 PM
Wed:8:30 AM–4:30 PM
Thu:8:30 AM–4:30 PM
Fri:8:30 AM–4:30 PM
Sat:Closed
Sun:Closed

Privacy Policy

Download

eStatement Disclosure

Download

Drive Up Hours

Mon:8:00 AM–4:30 PM
Tue:8:00 AM–4:30 PM
Wed:8:00 AM–4:30 PM
Thu:8:00 AM–4:30 PM
Fri:8:00 AM–4:30 PM
Sat:8:00 AM–12:00 PM
Sun:Closed

ATM Hours

24 Hours a day, 7 Days a week

Drive Through ATM:
204 N Maddy St.
McGregor, MN 55760

The Market Grocery Store ATM (Available During Market Hours):
41561 MN-65
McGregor, MN 55760

ATM Locator

MoneyPass ATM Locator

Holiday Schedule – CLOSED

New Year’s Day
Martin Luther King, Jr. Day
President’s Day
Memorial Day
Juneteenth Day
Independence Day
Labor Day
Columbus Day
Veteran's Day
Thanksgiving Day
Christmas Eve Day - Open Until Noon
Christmas Day